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630-377-3241 455 Dunham Road, Suite 200, St. Charles, IL 60174
Senior Scams
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October 11, 2018

11 Recent Senior Scams in the Area

Senior citizens have become increasingly attractive scam targets for con artists because they have a “nest egg,” own their home, and tend to have excellent credit.  In addition, people who grew up in the 1930’s, 1940’s, and 1950’s were generally…

Some states are asking to eliminate retroactive Medicaid benefits.
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August 2, 2018

More States Asking to Eliminate Retroactive Medicaid Benefits

Arizona and Florida are the latest states to request a waiver from the requirement that states provide three months of retroactive Medicaid coverage to eligible Medicaid recipients. Medicaid law allows a Medicaid applicant to be eligible for benefits for up…

Medicare Home Health Benefits
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July 10, 2018

Seniors Often Must Fight for Medicare Home Health Benefits

Medicare is mandated to cover your home health benefits with no limit on the time you are covered. Unfortunately, few Medicare beneficiaries get the level of service they are entitled to, and many find their services cut off prematurely. Getting…

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May 31, 2018

Two Documents Every 18-Year-Old Should Sign

In the midst of High School Graduation season, with all of the year end activities and parties, we have one more thing to consider.   Before you send your recent graduate off to college or trade school, be sure and get…

New Medicare Card
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April 23, 2018

Be on the Lookout for New Medicare Cards

The federal government is issuing new Medicare cards to all Medicare beneficiaries. To prevent fraud and fight identity theft, the new cards will no longer have beneficiaries’ Social Security numbers on them. The Centers for Medicare and Medicaid Services (CMS) is…

Medicaid spend down
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February 19, 2018

Spending Down Assets to Qualify for Medicaid

Medicaid has strict asset rules that compel many applicants to “spend down” their assets before they can qualify for coverage. It is important to know what you can spend your money on without endangering Medicaid eligibility. In order to be…

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