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What the Sequester’s Cuts Will Mean for Seniors

How will programs that seniors rely on be affected? The good news is that big chunks of the budget are exempt from the sequester’s cuts, including Social Security, Medicaid, and veterans’ programs. But while there should be no change in benefits for these programs, the federal workforce that administers them would be slashed, leading to delays and frustration.

Digital Assets – An Estate Plan for Your Online Identity

Asset collection is very different now because many of these treasured items that used to have a physical presence are contained within computers or virtual archives in the cloud. In our mobile society, it can be very difficult to locate an asset, or once located, to gain access without a password. This data is known as a “Digital Asset.”

Ho – Ho – Oh No, No, No! Avoid Holiday Scams

Here we are in the midst of holiday excitement. We are making our lists, and checking them twice, much like the big jolly fellow in the red velvet suit. Amongst all this bliss we need to be careful about how to use our bank and credit cards and sharing contact information. Unfortunately, there are scams out there to be aware of.

The Most Important Documents of Your Life

Once documents have been prepared and signed, it is crucial that communication between you and your chosen emergency contacts know where to find these documents. It is recommended that a comprehensive folder of documents be created and easy to access in the case of an emergency.

Top 10 Reasons Why You Need an Estate Plan

Planning ahead for your own death is a difficult step to take because no one wants to believe it can happen to them; but it will happen. By giving some careful thought to your goals for your beneficiaries, you will be confident that you are really protecting what matters. An estate plan may include some or all of the following: Last Will & Testament, Revocable or Irrevocable Trust, Powers of Attorney, Joint Tenancy designation, and Beneficiary designation.

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